jAlbum
Want an easy way to make static HTML or Flash-based photo galleries? Try a free Java program called jAlbum. You can easily make online photo galleries with this program, or use it to make a photo gallery to put on a CD for friends and family. There is a list of features here. If you are interested in Flash-based photo galleries, try a jAlbum skin called BananAlbum. Easy to use. Just drag and drop an image folder onto JAlbum, select an output directory and press "Make album"